The Winning Money Mindset That Will Change Your Life

Rich AF

Vivian Tu

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Rich AF
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Personal finance#money#budgeting

Rich AF

The Winning Money Mindset That Will Change Your Life

Written byVivian Tu

Former Wall Street trader Vivian Tu shares the money basics she says the financial system often keeps from women, people of colour, LGBTQ+ readers and first-generation families. Part one covers earning and budgeting, part two saving and investing.

  • Published2023
  • GenrePersonal finance
  • Key ideas5
  • Summary1 min read

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  1. 01Start with your money story

    Your beliefs about money come from how you grew up. Notice them before you try to change your habits.

  2. 02Earn more, not just spend less

    Growing your income, including negotiating a raise, can matter as much as cutting costs.

  3. 03Budget simply

    A budget is a plan for your money, not a punishment.

  4. 04Save for the long run

    Retirement accounts and compound interest reward starting early, even with small amounts.

  5. 05Start with simple funds

    For beginners, low-cost index funds and target-date funds are an easy way in.

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Start with your money story

Your beliefs about money come from how you grew up. Notice them before you try to change your habits. Pick one small way to put this into practice before tonight.

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