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Professor · Author · Podcaster

Scott Galloway.

Scott Galloway (born 1964) is an American academic, entrepreneur, author and podcast host. His books include The Four and The Algebra of Wealth.

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Born
1964
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A Simple Formula for Financial Security

The Algebra of Wealth

Scott Galloway

Cover of The Algebra of Wealth

Personal finance · 2024

The Algebra of Wealth

A Simple Formula for Financial Security

Galloway sums up building wealth in one formula: Focus + (Stoicism × Time × Diversification). He explains each part with straight talk about careers, habits, compounding and spreading risk.

Three big ideas

  1. Define financial securityYou're secure when the income from your savings and investments covers what you spend — your “burn rate”.
  2. Focus on your careerEarning comes first. Perseverance, and the field you choose, matter more than raw talent.
  3. Stoicism means good habitsWealth grows from steady behaviour: spending less than you earn, staying calm and thinking long term.
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