Personal finance writer
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Personal finance writer

JL Collins.

JL Collins is an American writer on investing and financial independence. The Simple Path to Wealth grew out of letters on his blog written for his daughter.

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Based in
USA
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The Simple Path to Wealth
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Your Road Map to Financial Independence and a Rich, Free Life

The Simple Path to Wealth

JL Collins

Cover of The Simple Path to Wealth

Personal finance · 2016

The Simple Path to Wealth

Your Road Map to Financial Independence and a Rich, Free Life

Collins explains investing in plain language: avoid debt, spend less than you earn, and invest the difference in low-cost index funds over the long term.

Three big ideas

  1. Avoid debtDebt works against building wealth; pay it off and avoid adding more.
  2. Spend less than you earnThe gap between income and spending is what lets you invest.
  3. Keep investing simpleLow-cost, broad index funds held for years beat trying to pick winners.
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